More for Less?

There are no people in this world who does not like to have lots of money. If there is, I think, it is only a mere 5% from the whole population. I do not fall into this group of noble 5%. Not to say that I am not a noble woman, but in reality, everyone needs money to live. Being a government linked company employee, my salary is just enough to get through to the next month. It is quite difficult to live in luxurious manner. Everything must need to be calculated and budgeted. If I try to do impulsive shopping just once in that month, I will be in trouble for the next two or three month. That’s how difficult it is to be in a position I am right now. For today, I want to share my newly found experience talking to one of my colleagues about getting rich the fast way – Fast Forward route as in Amazing Race.

I accidentally knew about his resignation from my audit. Someone told me that he’s going to run a business. Impressive. I envy him because running a business is not easy. You have to have capital and time to really strategize your business. Otherwise, the company will go down the drain just a matter of time. Then, someone junior from me knocked on my door and said that he got a lifetime opportunity to share with me. Being polite and nothing urgent to do that day, I listened to his talk. It is Network Marketing with big investment up front. I asked that he came back with my colleague to really explain the concept and how can I get rich being in the program.

It is another MLM but within a reputable company selling Chinese herb which is in KLSE second board. Impressive again. My colleague already got his double figure income after 4 months joining and this junior is waiting for the first five thousand cheque from the company. Should I join? I want to be rich like them too. Well, after the first discussion, I thought I am interested but still has a doubt on the investment. Twenty thousand is not little. It is a huge commitment. I need to be aware that if I cannot recruit anyone who is willing to spend twenty thousand to buy lots of water filter units, I get nothing. Zero. Oh well, worth a try since he said I can ask for loan. I am blacklisted, can I get a loan? Yes, I can ask from a cooperative agency. Ok, fill in the form like a zombie. Do I need to tell my husband? Good idea. Asked him and he said my colleague needs to come by our house to discuss the idea. That was the starting point.

I was a bit skeptical because the day I found about the opportunity to get rich quick but with huge investment, my husband started feeling sick. My daughters are having diarrhea and vomited few times a day. Sickness was a bad sign. My husband was sick when he listened to my colleague explanation on the marketing. That was another bad sign. I signed anyway, thinking that all these were coincidence. Everyone can fall sick after a hectic week of meetings and discussions plus cold winds in the morning. After a week, came another news, my loan was rejected because the company I am working week was blacklisted with the cooperative for being late payor. That was another sign. I signed another paper to ask for loan from another cooperative. I have a bad feeling about this.

The ultimatum came from my husband. Stop the agreement to join. We will not waste our time or energy with this anymore unless we have enough capital to join without having to ask for a loan. So, that’s it. Full stop.